Whenever you find yourself on the side of the majority, it is time To Reform. - Mark Twain
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The Misrepresentation of the “Average Rate of Return”
Right after my wife and I got married, we did what everyone tells you to do. We sat down with a financial planner at a large, well-known firm. We thought it was the smart move. We trusted the person because he had a fancy title and a nice office.
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